Less stress, more success 
for the self-employed

If you work for yourself, you need banking solutions that work for you. Novo’s powerful financial tools save you time, and deliver a crystal clear view of your finances.

Try Novo

Stay on top of your cash flow, payments, and expenses with Novo’s all-in-one platform.

Scale your business, even while you’re riding solo

There’s one you and one thousand things to do. Save time on financial housekeeping like sending invoices or filing expenses.

Auto classify expenses with AI-powered spreadsheets

Create, send, and track branded invoices easily

Get paid faster with Express Delivery and Novo Boost

Explore Invoices

Budget like a pro, no accounting team required

Skip the guesswork, and get the financial insights you need. Novo’s data-powered platform gives you a full picture of your revenue, runway, and expenses.

Automatically set aside funds for expenses and taxes

Map, track, and stay ahead of financial benchmarks

Categorize business expenses easily with AI

Explore Reserves

You’re self-employed, self-sufficient, and selective about your business. As you should be — it’s yours. Novo simplifies the stress of wearing many hats, so you can work smarter and focus on what matters most.

All the tools self-employed business owners love

Novo supports the tools you already use today like  QuickBooks, Stripe, and Square. With Novo’s seamless integrations, you can bring all of that financial infrastructure together in one place.

Connect with tools like Square, QuickBooks, and Stripe

Streamline your financial management in one platform

Spend less time chasing cash flow, and more time working smarter

Explore Integrations

No W-2, no problem

Tax season just got easier. Novo lets you automatically set aside funds to go towards your taxes.

Use AI to sort expenses into tax-optimized categories

Automatically set aside funds for tax season

Maximize your tax deduction with smart bookkeeping

Explore Bookkeping

Get the funds to say yes
to your next big move

Take on that next job without worrying about cash flow. Novo helps you secure the capital you need to stay ahead and keep growing.

Quick access to funds for new projects

Flexible repayment options fit for self-employed businesses

Take on new projects with confidence

Funding options
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.