Big rewards for smart business moves

Take a big step forward with Novo. The Novo Business Credit Card™ gives you the rewards, control, and flexibility to take your business to the next level.

Open an account

No annual fee

Up to 2% cashback on your purchases*

Build business credit

Spend smarter, earn faster

Novo gives you discounts on the tools you love. From Instacart Business to Quickbooks, and more, save on the tools that keep your business on the right track.

Up to 2% cashback on all purchases*

Discounts where you spend for your business

Redeem cashback directly into your Novo account

Discover benefits

Everything in its right place

Your business is unique. The way you spend is too. Track all your spending in one place with Novo. Monitor your credit and checking from the same dashboard to budget more easily, whether you’re on desktop or mobile.

Personalize your dashboard

Build credit for future funding

Credit and checking, together at last

Strong credit today, bigger opportunities tomorrow

Start strong, stay compliant. Using a dedicated business credit card helps you earn rewards specifically for your business as you grow, build credit, and keep your personal and business finances separate for tax season.

Build your relationship with Novo for future funding

Get offers with better interest rates and terms

Access larger credit lines

See how Novo compares

It's time for your first business credit card.

Personal credit cards

Annual fee

$0

Up to $695

Cashback on all purchases

**

Personalized perks for your business

Business credit building

Al-powered transaction categorization

Integrated with business checking account

Virtual card access

Limited

**Restricted / rotating categories or complicated points programs

**Restricted / rotating categories or complicated points programs

Make your move

Build your business and your credit at the same time. The Novo Business Credit Card is only available for eligible Novo customers so open your account today.

Open an account
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.