Free your business account from fees

Manage your business finances without upfront costs or sneaky charges.  Access your funds globally, anytime—on desktop or mobile.

No hidden fees

No minimum balance

100% online

Move money flexibly

Your money should move with you. Novo makes sure it’s easy, affordable, and fast to transfer your money where you need to, and accept payments however you need to.

Free ACH with low-cost express availability

Accept incoming wires for free

Effortlessly add payees and securely pay them

Put it on the company card

Novo’s business checking account comes with free virtual and physical debit cards so you can track your finances and spend safely, online, at home and abroad.

Spend your money securely

Get reimbursed up to $7/month for ATM fees

Free physical and virtual debit cards

Money is personal. So, we take customer service personally. Novo is built for businesses to start, succeed, and scale.

See how Novo compares

Traditional banks

Monthly fees

$0

Up to $20/month

Minimum balance requirement

$0

Up to $5,000

Overdraft fees

$0

Up to $35

Free invoicing and budgeting tools

Integrations

Fraud monitoring

AI-powered bookkeeping

Exclusive partner discounts

FDIC insurance up to $250,000

via Middlesex Federal
Savings, F.A.

All the tools, none of the hassle

Get paid faster with Novo. Use automated invoice reminders to get paid on-time.

Bring the tools you already use to run your business. Integrate easily with Novo.

Credit, designed for your business. Use Novo Business Credit Card™ to earn rewards as you grow.

Say goodbye to spreadsheets. Use Novo’s Bookkeeping to track your finances efficiently.

Put budgeting on autopilot. Use Reserves to automatically contribute to your savings goals.

Take your next big leap. Use Novo Funding to get the capital you need to scale your business.

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.