Grow your business, without all the growing pains
Automate your bookkeeping
Get tax-ready with AI-powered expense categorization and reporting.
Budget for your business goals
Automatically set aside money for taxes, profit big purchases and more.
Get paid faster
Create and send customizable invoices directly from your Novo account.
Build your business
Earn rewards and build business credit with the Novo Business Credit Card™.
See how Novo compares
Traditional banks
Monthly fees
$0
Up to $20/month
Minimum balance requirement
$0
Up to $5,000
Overdraft fees
$0
Up to $35
Mobile Check Deposits
Free ACH transfers
Free invoicing and budgeting tools
Integrations
Fraud monitoring
AI-powered bookkeeping
Exclusive partner discounts
FDIC insurance up to $250,000
via Middlesex Federal
Savings, F.A.
Connect tools, close tabs
Say goodbye to chasing your cash flow across different platforms. Connect the tools you love and spend more time on the work you enjoy.
Get startedYour business is in good hands
FDIC insured
Deposits are insured for up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.
Bank-level encryption
Your data stays safe with industry-leading encryption.
Real-time fraud alerts
Track purchases and freeze your card with just a few taps.
Don’t just take our word for it
“I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it's really cool to see everything right there.”
Aisha
Palmitas Nail Studio
“I love that you can connect all the tools I use for my business, and that there are so many ways to get paid.”
Andra
Andra Who Designs
“When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!”
Danika
Flourish Pelvic Health & Wellness