Business banking built for your bakery

Free and secure business checking account built for your bakery. Accept payments, keep your goods in stock, and get paid more effortlessly than ever.

Business banking built for your bakery

Free and secure business checking account built for your bakery. Accept payments, keep your goods in stock, and get paid more effortlessly than ever.

Manage your bakery confidently and securely

Get a competitive edge with faster payments

Pay your contractors, vendors, bills, and yourself up to 7 days faster with Novo Boost & Express ACH.

Award-winning free business checking

Access Novo and everything it has to offer from any device. Apply in under 10 minutes and never set foot in a bank again.

Budgeting & bookkeeping to save you time & money

Your time is valuable. Spend more time running your business with Reserves and automated expense categorization.

Move money faster, and give your cash flow a boost

It’s your money, why wait for it? Get paid up to 95% faster than other banking options. Quickly reinvest in your business’s growth, keep your goods in stock, and never be late on a payment again.

  • Novo Boost gets you paid 2-4 days faster on Stripe payments, at no extra cost to you
  • Express ACH speeds up your payments to vendors and employees
  • Reserves help you budget for big inventory & materials purchases and tax season
CashFlow

Manage your bakery's finances from one, effortless account

With Novo, you can access your sales, revenue, and more when you connect your Novo account to the tools you already use. Focus on growing your business, and leave the back office to us.

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Stripe

Affirm

AfterPay

Apple Wallet

Google Pay

Klarna

Supercharge your invoices

Novo Invoicing saves you time and gets you paid faster. With Novo, you can automate getting paid, from your accounts receivable to transaction reconciliation.

  • Get paid via card, ACH, Buy Now/Pay Later, P2P apps, and more
  • Get paid up to 95% faster on all Stripe-enabled payments with Novo Boost
  • Connect Novo invoices to Stripe or Square in a few clicks
novo invoice on app
CashFlow

Business banking built for your bakery

Save yourself a headache from managing your bakery's finances. Put our small business banking expertise to work for you. Get your free Novo account and start saving time & money today.

  • View all of your business finances from one account
  • Manage your store safely and securely with an FDIC-insured Novo account*
  • Get fast, personalized customer support from real humans
  • Simplify your budgeting and integrate with all the tools you already use
  • Send unlimited, free invoices with your business logo
*Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.